Introduction Small and medium businesses (SMBs) contribute significantly to the global economy. According to the World Bank, SMBs represent 90% of businesses and more than 50% of employment worldwide. In addition, SMB ownership helps facilitate upward social mobility by building wealth and assets. However, even though the financial gain of owning a business is high, […]
Category: Publications
Can training and apprentice programs in STEM increase worker life satisfaction and optimism?
Abstract Background Despite the significant relationship between life satisfaction and education, less is known about the connection between life satisfaction and informal learning in the context of training and apprenticeship programs. This paper examines the influence of the LaunchCode program, a novel training and apprentice program in STEM, on participant’s life satisfaction and optimism. We […]
Participatory Research for Guaranteed Income: In Her Hands
By Katie Ragsdale, Katie Kristensen, Dr. Leah Hamilton, and Dr. Latrice Rollins The Social Policy Institute (SPI) seeks to shift to a participatory approach throughout its research and programming. Our working definition of a participatory approach draws on the theory and practice of Community-Based Participatory Research (CBPR). While CBPR is not always feasible or appropriate […]
Fostering Inclusive Policy Research: Embracing a Participatory Approach
By Katie Ragsdale & Katie Kristensen At the Social Policy Institute (SPI), we are deeply committed to fostering inclusive and impactful policy research. We recognize that the traditional top-down approach to policymaking often neglects the voices and experiences of communities and stakeholders most impacted by the problem at hand. Over the past two years, we […]
Expanded Child Tax Credits: A Transformational Opportunity to HelpFamilies Put Food on the Table
2023 FRAC Research Brief Abstract The 2021 expanded Child Tax Credit (CTC) showed a clear path to dramatically cutting hunger and poverty — the central root cause of hunger — among households with children. These essential benefits for children and their families were lost when the CTC expired in December 2021. This brief provides key […]
Tackling Disparities in Child Education Amidst COVID-19 Recovery: Lessons from Israel
Yung Chun, Oren Heller, Jason Jabbari, Yaniv Shlomo, Ayala Hendin, Fanice Thomas and Michal Grinstein-Weiss The COVID-19 pandemic made significant and wide-ranging impacts on child education by disrupting learning process and exacerbating existing inequalities across continents. School closures intended to curb the virus’s spread, resulted in reduced instructional time and limited access to crucial resources […]
Democratizing the Economy or Introducing Economic Risk? Gig Work During the COVID-19 Pandemic
Abstract Though the growth of the gig economy has coincided with increased economic precarity in the new economy, we know less about the extent to which gig work (compared with other self-employment arrangements and non-gig work) may fuel economic insecurity among American households. We fill this gap in the literature by drawing on a sample […]
Municipal officials’ perspectives on policymaking for addressing obesity and health equity
Abstract Background: Obesity evidence-based policies (EBPs) can make a lasting, positive impact on community health; however, policy development and enactment is complex and dependent on multiple forces. Aims and objectives: This study investigated key factors affecting municipal officials’ policymaking for obesity and related health disparities. Methods: Semi-structured interviews were conducted with 20 local officials from […]
Connecting the Dots between Barriers to W.I.C. Access and Adult and Child Food Insecurity: A Survey of Missouri Residents
Abstract Background. Previous research has explored the impact of W.I.C. on recipients’ health, but less is known about the connection between barriers to W.I.C. access and health outcomes. We fill in a gap in the literature by studying the relationship between barriers to Special Supplemental Nutrition Program for Women, Infants, and Children (W.I.C.) access and adult […]
How Did Reskilling During the COVID-19 Pandemic Relate to Entrepreneurship and Optimism? Barriers, Opportunities, and Implications for Equity
Abstract With shorter durations and fewer barriers to entry, reskilling programs may serve as vehicles for social mobility and equity, as well as tools for creating a more adaptive workforce and inclusive economy. Nevertheless, much of the limited large-scale research on these types of programs was conducted prior to the COVID-19 pandemic. Thus, given the […]
The Case for Early Wealth Building Accounts
Abstract Aspen FSP research on the Future of Wealth has shown that to succeed in the United States economy, people need to enter adulthood–a life stage when many critical investments are made – with a substantial amount of money to invest in themselves and their future. The importance of what we’re calling “investable sums” in young adulthood […]
How Would Americans Respond to Direct Cash Transfers? Results from Two Survey Experiments
Abstract Universal basic income has gained renewed interest among policy makers and researchers in the United States. Although research indicates that unconditional cash transfers produce diverse benefits for households, public support lags in part because of predicted unemployment and frivolous spending. To understand how Americans would reorganize their lives around unconditional cash transfers, this article […]
COVID-19-Related Fear among Youth in Israel
Abstract The present study sought to expand the now expansive research on COVID-19 by examining COVID-19-related fear among adolescents in Israel, focusing on demographic variables, COVID-19-related variables (e.g., exposure and vaccination), psychosocial variables (e.g., adolescent wellbeing and perceived social support), and technology usage (e.g., amount of time spent on social media). Data from parents were […]
Perceptions of School Quality and Student Learning During the Pandemic: Exploring the Role of Students, Families, Schools, and Neighborhoods
Abstract Given the inequitable distribution of resources across school, neighborhood, and home contexts in the United States, lower resourced students may have had fewer opportunities to learn during the coronavirus disease 2019 pandemic, which may have caused previous disadvantages to accumulate during the pandemic. Nevertheless, research has yet to comprehensively explore how school, neighborhood, and […]
“It helped us more than I could have imagined”: How the 2021 Expanded Child Tax Credit Supported Families Raising Children with Disabilities
Summary The 2021 expanded Child Tax Credit (CTC) provided temporary enhancements to the existing CTC for the tax years 2021 and 2022. Under the expanded credit, families with children under the age of 18 were eligible to receive a credit of up to $3,000 per child ($3,600 for children under the age of 6). In […]
Expanded Child Tax Credit Payments Supported Families Raising Children with Disabilities
Summary The 2021 expanded Child Tax Credit (CTC) provided temporary enhancements to the existing CTC for the tax years 2021 and 2022. Under the expanded credit, families with children under the age of 18 were eligible to receive a credit of up to $3,000 per child ($3,600 for children under the age of 6). In […]
How Would Americans Respond to Direct Cash Transfers? Results from Two Survey Experiments
Abstract Universal basic income has gained renewed interest among policy makers and researchers in the United States. Although research indicates that unconditional cash transfers produce diverse benefits for households, public support lags in part because of predicted unemployment and frivolous spending. To understand how Americans would reorganize their lives around unconditional cash transfers, this article […]
Coping with COVID-19: Differences in hope, resilience, and mental well-being across U.S. racial groups
Abstract Objectives To explore if the COVID-19 pandemic revealed differences across racial groups in coping, resilience, and optimism, all of which have implications for health and mental well-being. Methods We collect data obtained from four rounds of a national sample of 5,000 US survey respondents in each round from April 2020 to February 2021. Using […]
Timely and well-targeted financial help during COVID-19: an employer-community partnership for hotel workers in New Orleans
Abstract Economic disruptions related to the COVID-19 pandemic left many households without the income necessary to meet basic needs. We describe an innovative, community-based partnership between a financial services company, philanthropic funders, and employers to provide financial assistance to hotel workers in New Orleans who lost jobs and income due to the COVID-19 pandemic. Results […]
Racial and Ethnic Disparities in Housing Instability During the COVID-19 Pandemic: the Role of Assets and Income Shocks
Abstract Stable and adequate housing is critical to sound public health responses in the midst of a pandemic. This study explores the disproportionate impact of the COVID-19 pandemic on housing-related hardships across racial/ethnic groups in the USA as well as the extent to which these disparities are mediated by households’ broader economic circumstances, which we […]
Does Frequency or Amount Matter? An Exploratory Analysis the Perceptions of Four Universal Basic Income Proposals
Abstract Advocates for a Universal Basic Income (UBI) argue that it would provide citizens with a basic foundation for financial security, boost the economy, alleviate poverty, encourage entrepreneurship, reduce crime, and insulate the employment sector against job losses due to automation. Still, the idea lags in popularity in the United States compared to existing cash […]
Emergency Savings among Persistently Poor Households: Evidence from a Field Experiment
Abstract Low-income households struggle to accumulate emergency savings, which increases economic vulnerability in the face of unexpected events like expensive car repairs. This vulnerability may be even greater among persistently low-income households, which might benefit most from building emergency savings using tax refunds. This study examined the effects of randomly assigned behavioral interventions that incorporated […]
Implementation of Flexibilities to the National School Lunch and Breakfast Programs and Their Impact on Schools in Missouri
Abstract Background: In 2018, the United States Department of Agriculture (USDA) issued flexibilities to the National School Lunch and Breakfast Programs, relaxing the nutrition standards for milk, whole grains, and sodium. This study examines the implementation decision-making among Missouri school food services and the impact of implementing these flexibilities on the meals served. Methods: We […]
Can behavioral nudges and incentives help lower-income households build emergency savings with tax refunds? Evidence from field and survey experiments
Abstract Tax refunds are an opportunity for lower-income households to accumulate emergency savings so they have cash on hand to cover expenses when income is insufficient. Our field experiments testing different behavioral interventions to encourage refund saving via online tax filing show small effect sizes (0.12–0.14) and a low aggregate savings rate (12%) that might […]
COVID-19 Safety Concerns, School Governance Models, and Instructional Modes: An Exploration of School Quality Perspectives during the Pandemic
Abstract This paper explores how parents’ COVID-19 safety concerns relate to school governance models (SGMs), instructional modes (i.e. in-person, hybrid, online), and perceptions of school quality during the pandemic. Leveraging two waves of household survey data across 47 states and the District of Columbia, we first conduct a series of multinomial regression analyses to explore […]
Intersecting Race and Gender Across Hardships and Mental Health During COVID-19: A Moderated-Mediation Model of Graduate Students at Two Universities
Abstract While the effects of the pandemic on the mental health of college students can vary across race and gender, few studies have explored the role of hardships and university assistance in these disparities, as well as how these disparities can manifest themselves differently across intersections of race and gender. We address this gap by […]
Infrastructure of social control: A multi-level counterfactual analysis of surveillance and Black education
Abstract In response to the continued reoccurrence of school shootings, policymakers have increased surveillance measures to ensure safer learning environments. However, in addition to being used to preempt school shootings, these surveillance measures may have increased the capacity of schools to identify and punish students for more common and less serious offenses, which may negatively […]
Perceptions of School Quality and Student Learning During the Pandemic: Exploring the Role of Students, Families, Schools, and Neighborhoods
Abstract Given the inequitable distribution of resources across school, neighborhood, and home contexts in the United States, lower resourced students may have had fewer opportunities to learn during the coronavirus disease 2019 pandemic, which may have caused previous disadvantages to accumulate during the pandemic. Nevertheless, research has yet to comprehensively explore how school, neighborhood, and […]
Financial Well-being of Frontline Healthcare Workers: The Importance of Employer Benefits
Summary Frontline healthcare workers – especially direct care workers (DCWs), such as home health aides, struggle due to low pay, lack of benefits, and difficult working conditions. The need for these workers is growing. Unless frontline healthcare jobs improve, positions may be difficult to fill, and care for vulnerable members of society may be compromised. […]
Male Caregivers and Engagement in a Family Strengthening Program for Child Disruptive Behavior Disorders
Abstract Awareness and interest in involving male caregivers in child mental health treatment has grown, especially for youth with disruptive behavior disorders like oppositional defiant disorder (ODD). The purpose of this study was to examine the relationship between male caregiver involvement and treatment engagement for child ODD. Children (n = 122) ages 7–11 and their caregivers participated […]
Prevalence of Long-COVID Among Low-Income and Marginalized Groups: Evidence From Israel
Abstract Objective: To identify the socioeconomic and demographic factors associated with the prevalence of self-reported long-COVID symptoms. Method: We examined the association between acute-COVID (SARS-CoV-2) and long-COVID symptoms, by a cross-sectional analysis of data obtained on a prospective online-survey, conducted from November to December 2021 on a nationally-representative sample of the Israeli population (N = 2,246). Results: Findings […]
Predictors of and Barriers to Receipt of Advance Premium Tax Credits
Abstract Objectives: The Advance Premium Tax Credit (APTC) is designed to remedy lack of health insurance due to cost; however, approximately 30 million Americans remain without health insurance, and millions of households leave billions in tax credits unclaimed each year. A prerequisite of APTC is to file one’s taxes; however, few studies have examined tax filing […]
All over the Map: A Systematic Literature Review and State Policy Scan of Medicaid Buy-In Programs for Working Individuals with Disabilities
Abstract While supports for people with disabilities have increased, significant healthcare and financial barriers persist. State-administered Medicaid Buy-In programs for working people with disabilities, distinct from broader buy-in discussions that have emerged as some states consider expanding access to health insurance, are intended to incentivize employment and protect against a loss of Long-Term Services and […]
How Would Americans Respond to Direct Cash Transfers? Results from Two Survey Experiments
Abstract Universal basic income has gained renewed interest among policymakers and researchers in the U.S. While research indicates that unconditional cash transfers produce diverse benefits for households, public support lags in part due to the predicted unemployment and frivolous spending. To understand how Americans would reorganize their lives around unconditional cash transfers, this paper examines […]
Democratizing the economy or introducing economic risk? Gig work during the COVID-19 pandemic
Summary Though the growth of the gig economy has coincided with increased economic precarity in the new economy, we know less about the extent to which gig work (compared with other self-employment arrangements and non-gig work) may fuel economic insecurity among American households. We fill this gap in the literature drawing on a sample of […]
Combatting Rising Healthcare Costs for Healthier Adults
Summary In 2020, healthcare expenditures averaged $12,530 per person, up 9.7% from 2019. In 2018, 19% of U.S. households had medical debt with $2,000 being the median amount owed. Over half of adults between 18 to 64 years of age are estimated to experience some form of medical financial hardship including medical bills or debt, […]
Usage and Impact of Benefits Among Frontline Healthcare Workers
Summary We completed a study about frontline healthcare workers – the benefits they get through work and how they are doing financially. This brief provides highlights from our survey to 2,321 workers and interviews with 30 workers.
Disaggregating the Effects of STEM Education and Apprenticeships on Economic Mobility: Evidence From the LaunchCode Program
Abstract Despite an increase in employer-aligned certificate and apprenticeship programs, there is limited research examining the impact of these programs on economic outcomes. Moreover, for research that has explored the impact of these programs, it is unclear whether the outcomes are a product of the courses alone or the apprenticeships and other work-related experiences that […]
Can Training and Apprentice Programs Increase Worker Wellbeing and Optimism?
Abstract While there are myriad studies that demonstrate the positive link between education and current life satisfaction, research has yet to formally explore life satisfaction and optimism in the context of reskilling programs. In this study, we evaluate the impacts of the LaunchCode program, a novel reskilling and apprentice program, on participant’s life satisfaction and […]
Timely and well-targeted financial help during COVID-19: an employer-community partnership for hotel workers in New Orleans
Abstract Economic disruptions related to the COVID-19 pandemic left many households without the income necessary to meet basic needs. We describe an innovative, community-based partnership between a financial services company, philanthropic funders, and employers to provide financial assistance to hotel workers in New Orleans who lost jobs and income due to the COVID-19 pandemic. Results […]
At Home and on the Brink: U.S. Parents’ Mental Health during COVID-19
Abstract Though the COVID-19 pandemic required significant changes and adaptations for most Americans, parents faced acute challenges as they had to navigate rapidly changing schooling and child care policies requiring their children to spend more time at home. This study examines the effects of COVID-19 school and workplace policies as well as environmental and economic […]
“Take my word for it”: Group Texts and Testimonials Enhance State and Federal Student Aid Applications
Abstract As the cost of college continues to rise, it has become increasingly important for students to apply for financial aid. However, many students are unaware of the benefits of the Free Application for Federal Student Aid (FAFSA). We launched a field experiment with a non-profit organization to explore how both informational- and testimonial-type text […]
Household Spending Patterns and Hardships during COVID-19: A Comparative Study of the U.S. and Israel
Abstract The combined supply and demand shocks of the COVID-19 pandemic have created the largest consumer behavior shift in recent history, while exposing millions of households to material hardships like food insecurity and housing instability. In this study, we draw on national surveys conducted early in the pandemic to investigate the pandemic’s effects on self-reported […]
Using Counterfactual Modeling and Machine Learning Generated Propensity Scores to Examine Black Social Control and Mathematics
Abstract The Race, Gender, and Social Control in STEM (RGSC-STEM) Lab has established important and long overdue connections between state violence, schooling, and racial inequities in mathematics. RGSC-STEM work has been guided by the question of whether our national priority to fill the STEM pipeline in schools requires them to first drain the school to […]
Does a food insecurity intervention improve perinatal outcomes for mother and child? A randomized control study protocol of the Fresh Rx: Nourishing Healthy Starts program
Abstract Pregnancy and postpartum periods represent critical times to support nutrition and household food security, especially for families with limited or strained economic resources. The Fresh Rx: Nourishing Healthy Starts study uses a randomized design to examine a comprehensive, holistic “food is medicine” program targeting food insecure expectant mothers in an area with high rates […]
Experimental Evidence on Consumption, Saving, and Family Formation Responses to Student Debt Forgiveness (Links to an external site)
The Earned Income Tax Credit (EITC) provides substantial financial support to low-income Universal basic income has gained renewed interest among policymakers and researchers in the U.S. While research indicates that unconditional cash transfers produce diverse benefits for households, public support lags in part due to the predicted unemployment and frivolous As policy-makers grapple with whether […]
How Would Americans Respond to Direct Cash Transfers? Results from Two Survey Experiments
The Earned Income Tax Credit (EITC) provides substantial financial support to low-income Universal basic income has gained renewed interest among policymakers and researchers in the U.S. While research indicates that unconditional cash transfers produce diverse benefits for households, public support lags in part due to the predicted unemployment and frivolous spending. To understand how Americans […]
Disparate financial assistance support for small business owners
Small business owners experienced a drastic economic disruption caused by the COVID-19 pandemic. Government pandemic assistance failed to reach many small business owners, especially those historically underserved by financial institutions. Drawing on a 2021 survey of 246 small business owners, the Social Policy Institute at Washington University in St. Louis descriptively examined the extent to […]
Who Protests, What Do They Protest, and Why?
Abstract We examine individuals’ decisions to attend protests during the summer of 2020. Our analysis examines two simultaneous movements: Black Lives Matter along with protests calling for less stringent public health measures to combat the COVID-19 (e.g., for swifter reopening of businesses). Our analysis is made possible by a unique staggered panel data set that […]
Disrupted and Disconnected: Child Activities, Social Skills, and Race/Ethnicity During the Pandemic
Abstract Early in the COVID-19 pandemic, parents reported that their children spent the majority of their time at home, which can dramatically change their activities and negatively impact their social skills. However, research has yet to uncover the relationships between changes in activities during the pandemic and children’s social skills, nor the degree to which […]