Gallagher, E., Gopalan, R., & Grinstein-Weiss, M. (2018). The Effect of Health Insurance on Home Payment Delinquency: Evidence from ACA Marketplace Subsidies. Journal of Public Economics. 172(1), 67-83.
Home delinquency rates are lower among ACA Marketplace households: Evidence from a natural experiment
This brief uses administrative income tax data coupled with survey responses from roughly 5,000 households living near the poverty line to estimate how access to the Affordable Care Act’s health insurance Marketplaces have affected households’ experiences of extreme illiquidity, which is measured by delinquencies on home payments. To estimate this relationship, we exploit a natural […]