In this paper, we explore the impact that slack resources and technology can have on individuals’ entrepreneurial aspirations.
People Do Save Some of Their Tax Refund, but Could Be Saving More (Links to an external site)
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Use of alternative financial services in low- and moderate-income households: Evidence from Refund to Savings
Unable to conduct everyday financial transactions without a bank account or in need of flexible, shortterm credit, many low- and moderate-income (LMI) households turn to alternative financial services (AFSs). This brief summarizes research on AFS use among LMI tax filers participating in the Refund to Savings (R2S) Initiative. We make an important contribution to AFS […]
Refund to Savings 2013: Comprehensive report on a large-scale tax-time saving program
Improving the financial security of low- and middle-income households through the savings of federal tax refunds is the central mission for the Refund to Savings (R2S) initiative. It is important to understand the context in which those households are trying to save and the methods of coping with contingencies when savings are not available. Such […]