The Future of Workplace Wellness: Improving the Benefits of Benefits

When asked how employers could help improve their financial lives, connecting them to information and advice was just one idea offered by interviewees. Higher wages and benefits that subsidized or reduced typical expenses were much stronger recommendations, suggesting that employees might find it easier to see valuable solutions in those domains.

Michal Grinstein-Weiss, PhD Inducted into American Academy of Social Work

Michal Grinstein-Weiss, PhD, MA, MSW, Director of the Centene Center for Health Transformation, was recently inducted into the American Academy of Social Work & Social Welfare (AASWSW). The AASWSW is an honorific society of distinguished scholars and practitioners dedicated to achieving excellence in the field of social work and social welfare through high-impact work that advances social good.

How to Collect and Use Data to Improve Workplace Financial Wellness

o Without knowing what the financial lives of your employees look like, it’s hard to know how to improve their financial wellness. Before asking what your employees need, it’s best to ask, “What are the financial realities our employees face?” Answering this question up front will not only help with program selection, it can pay dividends after program implementation to help measure progress.

Breaking Down Barriers to Better Health

A new short-format video produced through Centene’s industry-academia partnership, the Centene Center for Health Transformation™, sets the stage for current and future investigation into the impact of social determinants on health behaviors and health outcomes.

High-Touch Servicing: How to Invest in Employees’ Financial Futures

To comprehensively address employee financial wellness, employers should include a mix of “high-touch” and “low-touch” financial programs. Higher-touch programs, like financial coaching and counseling, are better positioned to support financial stability over a sustained period of time and can be tailored to meet the situations of those most vulnerable to financial insecurity.

Low-Touch Servicing: Helping Employees in a Financial Pinch

Unfortunately, not having enough money to cover unforeseen expenses or experiencing a loss of income is common for many families living paycheck-to-paycheck, who risk missing important payments like rent. But, employers can help by offering low-touch interventions like wage advances or small-dollar loans.

The Untapped Potential of Workplace Financial Wellness Programs

When employers learn more about what employees experience and prefer, they also need to consider offering a mix of programs. Considering different types of content is important, but so is crafting a mix of “high-touch” and “low-touch” programs that offer direct, immediate resources as well as support for achieving longer-term goals.

Obamacare helps people make mortgage payments and rent, study concludes

The passage of the 2010 Affordable Care Act provided many more Americans access to health insurance, but Obamacare’s legacy goes beyond medicine. According to new research, greater access to health insurance also leads to a significant reduction in Americans becoming delinquent on rent and mortgage payments. Riquier, A.

Fresh Food Rx Secures Food for Healthy Moms and Babies

A collaboration between SSM Health DePaul Hospital and Operation Food Search connects obstetrics patients in the St. Louis area with nutritious food and other necessities to promote healthy pregnancies and improve birth outcomes for mothers and babies.

Operation Food Search Launch Event

January 31, 2019: Learn how this innovative program provides fresh local food for strong moms and healthy babies. Enjoy food from local farmers while meeting program contributors and participants.

The View from Here 1.23.19

Michal Grinstein-Weiss, Associate Dean for Policy Initiatives and professor at the Brown School, recently represented Washington University in St. Louis at the University Social Responsibility Summit, co-hosted by the University of Haifa, the Hebrew University of Jerusalem and Hong Kong Polytechnic University. Niemeyer, K.

Hope You Aren’t Counting on Getting a Tax Refund This Winter

While the Trump administration has pledged that the Internal Revenue Service will still issue tax refunds, recent changes to the tax code will make that promise difficult to keep, especially with regard to these critical refunds. As the shutdown stretches on, people who depend on the EITC for relief may face serious hardship. Capps, K.

Behavioral Economics Nudgeathon – Next Steps and Using Behavioral Economics to Impact Policy and Practice

The Nudgeathon program aims to improve the performance of social services provided by the JDC by employing Behavioral Economics methodologies and tools. The main tool used is a “nudge.” Nudges are interventions designed to influence people’s behavior by subtly altering the choice architecture in which they make decisions without limiting their freedom of choice.

Health insurance or house payments? Obamacare means many poor Americans are able to pay their rent and mortgages on time by reducing health care costs, study shows

Researchers from University of Colorado at Boulder and Washington University in St. Louis analyzed three years of tax data and survey responses from 15,000 people to test the effect of having health insurance among low-income Americans. They found that low-income people who purchased health care through an Obamacare marketplace were 25 percent less likely than poor Americans without health insurance to miss housing payments. Bauman, V.

Five things to know about Financial Wellness Programs

According to a 2017 survey by benefits consultants Alight Solutions, almost 25 percent of employers have a financial wellness program in place, and almost half are in the process of creating one. Some three out of four firms with more than 10,000 employees now offer a financial wellness program, according to a recent study by the Employee Benefits Research Institute. Wasik, J.

The Impact of the Gig-Economy on Financial Hardship

On-demand peer-to-peer services (‘gigs’) coordinated by platforms like Uber, allow workers to decide for themselves when and how much to work. This flexible work arrangement offers workers granular control over their earnings.

A toolkit for expanding financial capability at tax time

Davison, G., Covington, M., Kondratjeva, O., Roll, S. P., & Grinstein-Weiss, M. (2018, June). A toolkit for expanding financial capability at tax time (CSD Toolkit No. 18-26). St. Louis, MO: Washington University, Center for Social Development.

Test the Psychology behind Food Indulgences: How We Trick Ourselves into Thinking Overeating Is Fine and That We’ll Bounce Back Quickly

New research from the Duke researchers at the Centene Center for Health Transformation™, published this month in the journal Appetite, explains how our lay beliefs, or naïve models, lead us to faulty assumptions about how our “dietary splurges” impact our weight, resulting in a lack of compensation following these indulgences and self-serving biases.